Understanding Servala's Investment Models
The ROI Calculator provides simultaneous comparison of both investment models, showing real-time results for each scenario. You can instantly see how both models perform without switching between them.
3-8% Annual Returns
Fixed interest lending with guaranteed monthly payments. Low risk, predictable returns.
15-40% Potential Returns
Performance-based revenue sharing with scaling bonuses and extended grace periods.
The ROI Calculator supports multiple currencies to accommodate different regional markets and business requirements.
Default Currency
European Markets
Currency can be selected in the main configuration section of the calculator. When you change currency:
The calculator displays amounts in your selected currency but does not perform currency conversion. All input values should be entered in your chosen currency. For example, if you select EUR, enter your investment amounts in Euros.
Ensure all your inputs (investment amount, revenue per instance, etc.) are in the same currency for accurate calculations. Mixing currencies will produce incorrect results.
You lend capital to Servala at a fixed interest rate, receiving guaranteed monthly payments regardless of business performance.
Monthly payments use standard amortization:
Monthly Payment = P × [r(1+r)^n] / [(1+r)^n - 1]
Where P = Principal, r = Monthly rate, n = Total payments
Invest directly in Servala's operations and earn returns through revenue sharing that scales with performance and investment size.
Service Revenue: Monthly fees from Servala managed services (shared with Servala based on your investment terms)
Core Service Revenue: Additional revenue from selling compute, storage, and infrastructure to support each managed service instance (100% retained by CSP)
Example: 50 service fee + 100 compute/storage = 150 total revenue per instance per month (in your selected currency)
| Investment Amount | Scaling Factor | Customer Acquisition | Churn Reduction |
|---|---|---|---|
| CHF 500,000 | 1.0x | Baseline | 0% |
| CHF 1,000,000 | 1.5x | +50% vs baseline | 20% |
| CHF 2,000,000 | 2.0x | +100% vs baseline | 40% |
Larger investments get longer periods of 100% revenue retention:
CSPs exceeding 110% of baseline performance receive up to 15% additional revenue share. This is automatically calculated based on your actual vs. expected instance growth.
This metric shows how your actual performance compares to baseline expectations:
This is calculated automatically based on your investment scaling and cannot be manually configured.
| Model | Risk Level | Expected ROI | Break-even | Total Return |
|---|---|---|---|---|
| Loan Model (5%) | Low | 8% over 3 years | 12-18 months | 80,000 profit |
| Direct Investment | Moderate-High | 35% over 3 years | 15-24 months | 540,000+ profit |
2% monthly churn
Steady growth: 50-150 new instances/month
Best for: Established markets, risk-averse CSPs
3% monthly churn
Balanced growth: 100-400 new instances/month
Best for: Competitive markets, balanced approach
5% monthly churn
Rapid growth: 200-800 new instances/month
Best for: High-growth strategies, active sales
Shows when your investment becomes profitable (crosses zero line) and how returns develop month by month. Both models are shown with solid lines for Direct Investment and dashed lines for Loan Model.
Your cumulative profit/loss over time. Above zero = profitable, below zero = still recovering initial investment. Both models displayed with different styling to distinguish between them.
ROI percentages across different growth scenarios, helping you understand best and worst-case outcomes. Shows both models side-by-side for each scenario.
Detailed monthly revenue analysis showing the dual revenue streams available with direct investment:
This chart uses a right-side legend and different line styles to clearly distinguish between revenue components. Only shows direct investment scenarios for clarity.
All charts are interactive - hover over data points to see exact values. The CSP Revenue Breakdown chart shows detailed tooltips with revenue breakdowns for each month.
Your final financial position: total CSP revenue minus your initial investment. Positive values indicate profitable investment.
Bonuses apply when you exceed 110% of baseline instance growth, providing up to 15% additional revenue share. The system automatically tracks your performance multiplier (actual vs. baseline instances) and applies bonuses accordingly.
The Performance Multiplier is an automatically calculated metric showing how your actual results compare to baseline expectations. For example, 1.5x means you're performing 50% better than the baseline scenario. This cannot be manually configured - it's calculated based on your investment scaling factors.
Core Service Revenue represents the additional monthly income CSPs earn by selling compute, storage, and infrastructure resources required to run each Servala managed service instance. This revenue stream is 100% retained by the CSP and is not shared with Servala, providing additional profit potential beyond the service fees.
You keep 100% of service revenue during this period, plus all core service revenue. Grace periods are longer for larger investments (6-12 months).
Projections are based on industry benchmarks and Servala's historical data, but actual results may vary based on market conditions and your sales performance.