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ROI Calculator Help

Understanding Servala's Investment Models

Back to Calculator

Why Larger Investments Win Big

The More You Invest, The Better Your ROI

Our calculator uses exponential scaling to reward larger investments with dramatically better returns. This isn't just about more money - it's about exponentially better performance per CHF / EUR invested.

Exponential Scaling Benefits

Investment Amount Instance Multiplier Revenue Premium Performance Bonus Cap Grace Period Bonus Expected 3-Year ROI
500,000 1.0x Standard rates 15% Base period 200-250%
1,000,000 2.2x +20% per instance 20% +6 months 250-300%
1,500,000 3.5x +40% per instance 25% +12 months 300-350%
2,000,000 5.0x +60% per instance 35% +12 months 350-400%

Investment Model Comparison

Loan Model

3-8% Annual Returns

Fixed interest lending with guaranteed monthly payments. Low risk, predictable returns.

  • Guaranteed monthly payments
  • No performance risk
  • Fixed 3-8% annual returns
  • Contractual protection
Direct Investment

200-400% Potential Returns

Performance-based revenue sharing with exponential scaling bonuses and extended grace periods.

  • Exponential scaling rewards
  • Revenue premiums up to 60%
  • Performance bonuses up to 35%
  • Extended grace periods

Direct Comparison - 3 Years ROI:

Model Risk Level Expected ROI Break-even Profit Potential
Loan Model (1M) Low 15-25% over 3 years 12-18 months 150,000 - 250,000
Direct Investment (1M) Moderate 250-300% over 3 years 15-21 months 2,500,000 - 3,000,000
Direct Investment (2M) High 350-400% over 3 years 18-24 months 7,000,000 - 8,000,000

How to Use the Calculator

Quick Start Guide

Essential Settings
  1. Investment Amount: Use slider or type amount (100K - 2M)
  2. Timeframe: Choose 1-5 years for your projection
  3. Currency: Select CHF or EUR
  4. Growth Scenario: Enable scenarios that match your market
Understanding Results
  • Net Position: Your profit after investment
  • ROI Percentage: Return on investment rate
  • Investment Benefits: Real-time scaling display
  • Break-even: When you start profiting

Advanced Parameters (Optional)

  • Service Revenue/Instance: Monthly Servala service fee (20-200)
  • Core Revenue/Instance: Additional infrastructure revenue (0-500)
  • Loan Rate: Annual interest for loan model (3-8%)
  • Servala Share: Revenue split for direct investment (10-40%)
  • Grace Period: 100% revenue retention period (0-24 months)
  • Churn Rates: Customer loss by scenario (0-15%)

Growth Scenarios

Choose the scenarios that best match your market conditions and sales capabilities:

Safe (Conservative)

2% monthly churn

Steady growth: 50-150 new instances/month

Best for: Established markets, risk-averse CSPs

Balanced (Moderate)

3% monthly churn

Balanced growth: 100-400 new instances/month

Best for: Competitive markets, balanced approach

Fast (Aggressive)

5% monthly churn

Rapid growth: 200-800 new instances/month

Best for: High-growth strategies, active sales

Reading the Charts

Key Charts Explained

1. ROI Progression Over Time

Shows when your investment becomes profitable and how returns develop monthly. Look for the point where lines cross zero.

2. Net Financial Position

Your cumulative profit/loss over time. Above zero = profitable, below zero = still recovering investment.

3. Performance Comparison

ROI percentages across different growth scenarios - compare best and worst-case outcomes.

4. CSP Revenue Breakdown

Monthly revenue analysis showing service revenue, core revenue, CSP total, and Servala revenue share.

Chart Legend

  • Solid Lines: Direct Investment Model
  • Dashed Lines: Loan Model
  • Green: Conservative Scenario | Yellow: Moderate | Red: Aggressive

Currency Support

Swiss Franc (CHF) - Default
  • Swiss locale formatting (de-CH)
  • Traditional Swiss business format
Euro (EUR)
  • European locale formatting (de-DE)
  • EU business format compliance
Important

Currency selection only changes display format - no conversion is performed. Enter all amounts in your chosen currency.

Technical Details

Loan Model Details

  • Payment Calculation: Standard amortization formula
  • Interest Rates: 3-8% annually
  • Risk Level: Very low - contractually guaranteed
  • Break-even: Typically 12-18 months
Monthly Payment Formula
Monthly Payment = P × [r(1+r)^n] / [(1+r)^n - 1]

Where P = Principal, r = Monthly rate, n = Total payments

Direct Investment Details

  • Revenue Streams: Service fees + Core infrastructure sales
  • Performance Tracking: Automatic baseline comparison
  • Grace Periods: 100% revenue retention periods
  • Churn Reduction: Investment-based customer success
Performance Multiplier

Automatically calculated: Actual instances ÷ Baseline instances

1.0x = baseline, 1.5x = 50% above baseline, 2.0x = double baseline

Frequently Asked Questions

Basic Questions
What does "Net Position" mean?

Your profit after subtracting your initial investment. Positive = profitable.

What is Core Service Revenue?

Additional income from selling compute/storage per instance. 100% retained by CSP - not shared with Servala.

What happens during grace periods?

You keep 100% of service revenue + all core revenue. Larger investments get longer grace periods.

Advanced Questions
How are performance bonuses calculated?

Bonuses apply when you exceed 110% of baseline growth, providing up to 35% additional revenue share for large investments.

What is the Performance Multiplier?

Automatically calculated metric: actual results ÷ baseline expectations. Cannot be manually configured.

How accurate are projections?

Based on industry benchmarks and historical data, but actual results may vary with market conditions.

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