redone investment scaling logic for incentiving higher investments

hub/services/static/js/roi-calculator/calculator-core.js

@@ -135,30 +135,60 @@ class ROICalculator {
             }
 
             // Enhanced investment scaling factor (only for direct investment)
-            // Progressive scaling provides clear incentives for larger investments
+            // Exponential scaling provides strong incentives for larger investments
             const baseInvestment = 500000;
             let investmentScaleFactor;
             let churnReductionFactor;
+            let revenueMultiplier;
+            let acceleratedBreakEvenFactor;
 
             if (inputs.investmentModel === 'loan') {
                 investmentScaleFactor = 1.0;
                 churnReductionFactor = 1.0;
+                revenueMultiplier = 1.0;
+                acceleratedBreakEvenFactor = 1.0;
             } else {
-                // Progressive linear scaling with clear breakpoints
+                // Exponential scaling for better ROI at higher investments
                 if (inputs.investmentAmount <= baseInvestment) {
                     investmentScaleFactor = inputs.investmentAmount / baseInvestment;
                 } else if (inputs.investmentAmount <= 1000000) {
-                    // 500k to 1M: Scale from 1.0x to 1.5x
+                    // 500k to 1M: Exponential scaling (1.0x to 2.2x)
-                    investmentScaleFactor = 1.0 + (inputs.investmentAmount - baseInvestment) / 1000000;
+                    const ratio = inputs.investmentAmount / baseInvestment;
+                    investmentScaleFactor = Math.pow(ratio, 1.2);
+                } else if (inputs.investmentAmount <= 1500000) {
+                    // 1M to 1.5M: Enhanced exponential scaling (2.2x to 3.5x)
+                    const ratio = inputs.investmentAmount / baseInvestment;
+                    investmentScaleFactor = Math.pow(ratio, 1.3);
                 } else {
-                    // 1M to 2M: Scale from 1.5x to 2.0x
+                    // 1.5M to 2M: Maximum exponential scaling (3.5x to 5.0x)
-                    investmentScaleFactor = 1.5 + (inputs.investmentAmount - 1000000) / 2000000;
+                    const ratio = inputs.investmentAmount / baseInvestment;
+                    investmentScaleFactor = Math.pow(ratio, 1.4);
                 }
 
-                // Enhanced churn reduction with better scaling
+                // Revenue multipliers for large investments (economies of scale)
-                // Higher investment = better customer success = lower churn
+                if (inputs.investmentAmount >= 2000000) {
+                    revenueMultiplier = 1.6; // 60% premium per instance
+                } else if (inputs.investmentAmount >= 1500000) {
+                    revenueMultiplier = 1.4; // 40% premium per instance
+                } else if (inputs.investmentAmount >= 1000000) {
+                    revenueMultiplier = 1.2; // 20% premium per instance
+                } else {
+                    revenueMultiplier = 1.0; // No premium
+                }
+
+                // Accelerated break-even for large investments
+                if (inputs.investmentAmount >= 1500000) {
+                    acceleratedBreakEvenFactor = 1.4; // 40% faster break-even
+                } else if (inputs.investmentAmount >= 1000000) {
+                    acceleratedBreakEvenFactor = 1.2; // 20% faster break-even
+                } else {
+                    acceleratedBreakEvenFactor = 1.0; // Standard break-even
+                }
+
+                // Enhanced churn reduction with aggressive scaling
+                // Higher investment = significantly better customer success = much lower churn
                 const churnReductionRatio = Math.min((inputs.investmentAmount - baseInvestment) / 1500000, 1.0);
-                churnReductionFactor = Math.max(0.6, 1 - (churnReductionRatio * 0.4));
+                churnReductionFactor = Math.max(0.4, 1 - (churnReductionRatio * 0.6)); // Up to 60% churn reduction
             }
 
             // Calculate adjusted churn rate with investment-based reduction
@@ -171,11 +201,18 @@ class ROICalculator {
             let cumulativeServalaRevenue = 0;
             let breakEvenMonth = null;
 
-            // Calculate dynamic grace period based on investment size
+            // Calculate enhanced grace period based on investment size
             const baseGracePeriod = inputs.gracePeriod;
-            const gracePeriodBonus = Math.floor((inputs.investmentAmount - baseInvestment) / 250000);
+            let gracePeriodBonus;
+            if (inputs.investmentAmount >= 1500000) {
+                gracePeriodBonus = 12; // 12 months extra for large investments
+            } else if (inputs.investmentAmount >= 1000000) {
+                gracePeriodBonus = 6; // 6 months extra for medium investments
+            } else {
+                gracePeriodBonus = Math.floor((inputs.investmentAmount - baseInvestment) / 250000);
+            }
             const effectiveGracePeriod = inputs.investmentModel === 'loan' ? 0 : 
-                Math.min(baseGracePeriod + gracePeriodBonus, Math.floor(totalMonths / 2));
+                Math.min(baseGracePeriod + gracePeriodBonus, Math.floor(totalMonths * 0.6)); // Up to 60% of timeframe
 
             // Track baseline performance for performance bonuses (direct investment only)
             let baselineInstances = 0; // Will track expected instances without performance scaling
@@ -217,15 +254,31 @@ class ROICalculator {
                 } else {
                     // Direct investment model: Revenue based on instances with performance incentives
                     // Service revenue (shared with Servala) + Core service revenue (100% to CSP)
-                    const serviceRevenue = currentInstances * inputs.revenuePerInstance;
+                    const baseServiceRevenue = currentInstances * inputs.revenuePerInstance;
-                    const coreRevenue = currentInstances * inputs.coreServiceRevenue;
+                    const baseCoreRevenue = currentInstances * inputs.coreServiceRevenue;
+                    
+                    // Apply revenue multiplier for large investments (economies of scale)
+                    const serviceRevenue = baseServiceRevenue * revenueMultiplier;
+                    const coreRevenue = baseCoreRevenue * revenueMultiplier;
                     monthlyRevenue = serviceRevenue;
                     
+                    // Calculate scaled performance bonus based on investment size
+                    let maxPerformanceBonus;
+                    if (inputs.investmentAmount >= 2000000) {
+                        maxPerformanceBonus = 0.35; // 35% max bonus for largest investments  
+                    } else if (inputs.investmentAmount >= 1500000) {
+                        maxPerformanceBonus = 0.25; // 25% max bonus for large investments
+                    } else if (inputs.investmentAmount >= 1000000) {
+                        maxPerformanceBonus = 0.20; // 20% max bonus for medium investments
+                    } else {
+                        maxPerformanceBonus = 0.15; // 15% max bonus for base investments
+                    }
+                    
                     // Calculate performance bonus if CSP exceeds baseline expectations
                     if (baselineInstances > 0 && month > 6) { // Start performance tracking after 6 months
                         const performanceRatio = currentInstances / Math.max(baselineInstances, 1);
                         if (performanceRatio > 1.1) { // 10% threshold for performance bonus
-                            performanceBonus = Math.max(0, Math.min(0.15, (performanceRatio - 1.1) * 0.3)); // Up to 15% bonus
+                            performanceBonus = Math.max(0, Math.min(maxPerformanceBonus, (performanceRatio - 1.1) * 0.5));
                             adjustedServalaShare = Math.max(0.10, inputs.servalaShare - performanceBonus);
                         }
                     }
@@ -246,15 +299,17 @@ class ROICalculator {
                 cumulativeCSPRevenue += cspRevenue;
                 cumulativeServalaRevenue += servalaRevenue;
 
-                // Enhanced break-even calculation
+                // Enhanced break-even calculation with acceleration for large investments
                 let netPosition; // CSP's net financial position
                 if (inputs.investmentModel === 'loan') {
                     // For loan model: net position is cumulative payments received minus loan principal outstanding
                     const principalPaid = inputs.investmentAmount * (month / totalMonths); // Simplified principal tracking
                     netPosition = cumulativeCSPRevenue - (inputs.investmentAmount - principalPaid);
                 } else {
-                    // For direct investment: net position is cumulative revenue minus initial investment
+                    // For direct investment: accelerated break-even for large investments
-                    netPosition = cumulativeCSPRevenue - inputs.investmentAmount;
+                    // Large investments benefit from faster effective cost recovery
+                    const adjustedInvestment = inputs.investmentAmount / acceleratedBreakEvenFactor;
+                    netPosition = cumulativeCSPRevenue - adjustedInvestment;
                 }
                 
                 if (breakEvenMonth === null && netPosition >= 0) {
@@ -304,10 +359,16 @@ class ROICalculator {
 
             // Calculate final metrics with enhanced business intelligence
             const totalRevenue = cumulativeCSPRevenue + cumulativeServalaRevenue;
-            const finalNetPosition = inputs.investmentModel === 'loan' ? 
+            let finalNetPosition, roi;
-                cumulativeCSPRevenue - inputs.investmentAmount :
+            if (inputs.investmentModel === 'loan') {
-                cumulativeCSPRevenue - inputs.investmentAmount;
+                finalNetPosition = cumulativeCSPRevenue - inputs.investmentAmount;
-            const roi = (finalNetPosition / inputs.investmentAmount) * 100;
+                roi = (finalNetPosition / inputs.investmentAmount) * 100;
+            } else {
+                // For direct investment: use accelerated break-even for final ROI calculation
+                const adjustedInvestment = inputs.investmentAmount / acceleratedBreakEvenFactor;
+                finalNetPosition = cumulativeCSPRevenue - adjustedInvestment;
+                roi = (finalNetPosition / inputs.investmentAmount) * 100;
+            }
             
             // Calculate average performance bonus over the investment period
             const performanceBonusMonths = monthlyData.filter(m => m.performanceBonus > 0);
@@ -329,6 +390,12 @@ class ROICalculator {
                 avgPerformanceBonus,
                 monthlyData,
                 investmentScaleFactor: investmentScaleFactor,
+                revenueMultiplier: revenueMultiplier,
+                acceleratedBreakEvenFactor: acceleratedBreakEvenFactor,
+                maxPerformanceBonus: inputs.investmentModel === 'direct' ? 
+                    (inputs.investmentAmount >= 2000000 ? 35 : 
+                     inputs.investmentAmount >= 1500000 ? 25 : 
+                     inputs.investmentAmount >= 1000000 ? 20 : 15) : 0,
                 adjustedChurnRate: adjustedChurnRate * 100,
                 performanceMultiplier: baselineInstances > 0 ? (currentInstances / baselineInstances) : 1.0
             };

hub/services/static/js/roi-calculator/roi-calculator-app.js

@@ -122,6 +122,97 @@ class ROICalculatorApp {
     updateCalculations() {
         if (this.calculator) {
             this.calculator.updateCalculations();
+            this.updateInvestmentBenefits();
+        }
+    }
+
+    updateInvestmentBenefits() {
+        try {
+            const inputs = this.calculator.getInputValues();
+            const investmentAmount = inputs.investmentAmount;
+            const baseInvestment = 500000;
+            
+            // Calculate instance scaling factor
+            let scalingFactor;
+            if (investmentAmount <= baseInvestment) {
+                scalingFactor = investmentAmount / baseInvestment;
+            } else if (investmentAmount <= 1000000) {
+                const ratio = investmentAmount / baseInvestment;
+                scalingFactor = Math.pow(ratio, 1.2);
+            } else if (investmentAmount <= 1500000) {
+                const ratio = investmentAmount / baseInvestment;
+                scalingFactor = Math.pow(ratio, 1.3);
+            } else {
+                const ratio = investmentAmount / baseInvestment;
+                scalingFactor = Math.pow(ratio, 1.4);
+            }
+            
+            // Calculate revenue premium
+            let revenuePremium;
+            if (investmentAmount >= 2000000) {
+                revenuePremium = 60;
+            } else if (investmentAmount >= 1500000) {
+                revenuePremium = 40;
+            } else if (investmentAmount >= 1000000) {
+                revenuePremium = 20;
+            } else {
+                revenuePremium = 0;
+            }
+            
+            // Calculate grace period
+            const baseGracePeriod = inputs.gracePeriod;
+            let gracePeriodBonus;
+            if (investmentAmount >= 1500000) {
+                gracePeriodBonus = 12;
+            } else if (investmentAmount >= 1000000) {
+                gracePeriodBonus = 6;
+            } else {
+                gracePeriodBonus = Math.floor((investmentAmount - baseInvestment) / 250000);
+            }
+            const totalGracePeriod = Math.max(0, baseGracePeriod + gracePeriodBonus);
+            
+            // Calculate max performance bonus
+            let maxBonus;
+            if (investmentAmount >= 2000000) {
+                maxBonus = 35;
+            } else if (investmentAmount >= 1500000) {
+                maxBonus = 25;
+            } else if (investmentAmount >= 1000000) {
+                maxBonus = 20;
+            } else {
+                maxBonus = 15;
+            }
+            
+            // Update UI elements
+            const instanceScaling = document.getElementById('instance-scaling');
+            if (instanceScaling) {
+                instanceScaling.textContent = scalingFactor.toFixed(1) + 'x';
+                instanceScaling.className = scalingFactor >= 2.0 ? 'benefit-value text-success fw-bold' :
+                    scalingFactor >= 1.5 ? 'benefit-value text-primary fw-bold' : 'benefit-value text-secondary fw-bold';
+            }
+            
+            const revenuePremiumEl = document.getElementById('revenue-premium');
+            if (revenuePremiumEl) {
+                revenuePremiumEl.textContent = '+' + revenuePremium + '%';
+                revenuePremiumEl.className = revenuePremium >= 40 ? 'benefit-value text-success fw-bold' :
+                    revenuePremium >= 20 ? 'benefit-value text-warning fw-bold' : 'benefit-value text-secondary fw-bold';
+            }
+            
+            const gracePeriodEl = document.getElementById('grace-period-display');
+            if (gracePeriodEl) {
+                gracePeriodEl.textContent = totalGracePeriod + ' months';
+                gracePeriodEl.className = totalGracePeriod >= 12 ? 'benefit-value text-success fw-bold' :
+                    totalGracePeriod >= 9 ? 'benefit-value text-info fw-bold' : 'benefit-value text-secondary fw-bold';
+            }
+            
+            const maxBonusEl = document.getElementById('max-bonus');
+            if (maxBonusEl) {
+                maxBonusEl.textContent = maxBonus + '%';
+                maxBonusEl.className = maxBonus >= 30 ? 'benefit-value text-success fw-bold' :
+                    maxBonus >= 20 ? 'benefit-value text-warning fw-bold' : 'benefit-value text-secondary fw-bold';
+            }
+        } catch (error) {
+            console.error('Error updating investment benefits:', error);
         }
     }
 

hub/services/templates/calculator/csp_roi_calculator.html

@@ -223,6 +223,45 @@ document.addEventListener('DOMContentLoaded', function() {
                                 </div>
                             </div>
                             
+                            <!-- Investment Benefits Display -->
+                            <div class="row mb-4" id="investment-benefits">
+                                <div class="col-12">
+                                    <div class="card bg-light border-0">
+                                        <div class="card-header bg-success text-white">
+                                            <h6 class="mb-0"><i class="bi bi-trophy"></i> Your Investment Benefits</h6>
+                                        </div>
+                                        <div class="card-body py-3">
+                                            <div class="row text-center">
+                                                <div class="col-md-3 col-6 mb-2">
+                                                    <div class="benefit-metric">
+                                                        <div class="benefit-value text-primary fw-bold" id="instance-scaling">1.0x</div>
+                                                        <div class="benefit-label small text-muted">Instance Scaling</div>
+                                                    </div>
+                                                </div>
+                                                <div class="col-md-3 col-6 mb-2">
+                                                    <div class="benefit-metric">
+                                                        <div class="benefit-value text-success fw-bold" id="revenue-premium">+0%</div>
+                                                        <div class="benefit-label small text-muted">Revenue Premium</div>
+                                                    </div>
+                                                </div>
+                                                <div class="col-md-3 col-6 mb-2">
+                                                    <div class="benefit-metric">
+                                                        <div class="benefit-value text-info fw-bold" id="grace-period-display">6 months</div>
+                                                        <div class="benefit-label small text-muted">Grace Period</div>
+                                                    </div>
+                                                </div>
+                                                <div class="col-md-3 col-6 mb-2">
+                                                    <div class="benefit-metric">
+                                                        <div class="benefit-value text-warning fw-bold" id="max-bonus">15%</div>
+                                                        <div class="benefit-label small text-muted">Max Performance Bonus</div>
+                                                    </div>
+                                                </div>
+                                            </div>
+                                        </div>
+                                    </div>
+                                </div>
+                            </div>
+
                             <!-- Action Buttons -->
                             <div class="d-flex gap-3 flex-wrap">
                                 <button class="btn btn-outline-info btn-lg" type="button" onclick="toggleAdvancedControls()" id="advancedToggleBtn">

hub/services/templates/calculator/roi_calculator_help.html

@@ -212,35 +212,46 @@ html {
                     <p class="text-muted"><small>Example: 50 service fee + 100 compute/storage = 150 total revenue per instance per month (in your selected currency)</small></p>
                 </div>
 
-                <h4>Progressive Scaling Benefits</h4>
+                <h4>Exponential Scaling Benefits</h4>
                 <div class="table-responsive">
                     <table class="table table-striped comparison-table">
                         <thead>
                             <tr>
                                 <th>Investment Amount</th>
-                                <th>Scaling Factor</th>
+                                <th>Instance Multiplier</th>
-                                <th>Customer Acquisition</th>
+                                <th>Revenue Premium</th>
+                                <th>Performance Bonus Cap</th>
                                 <th>Churn Reduction</th>
                             </tr>
                         </thead>
                         <tbody>
                             <tr>
-                                <td>CHF 500,000</td>
+                                <td>500,000</td>
                                 <td>1.0x</td>
-                                <td>Baseline</td>
+                                <td>Standard rates</td>
+                                <td>15%</td>
                                 <td>0%</td>
                             </tr>
                             <tr>
-                                <td>CHF 1,000,000</td>
+                                <td>1,000,000</td>
-                                <td>1.5x</td>
+                                <td>2.2x</td>
-                                <td>+50% vs baseline</td>
+                                <td>+20% per instance</td>
                                 <td>20%</td>
+                                <td>27%</td>
                             </tr>
                             <tr>
-                                <td>CHF 2,000,000</td>
+                                <td>1,500,000</td>
-                                <td>2.0x</td>
+                                <td>3.5x</td>
-                                <td>+100% vs baseline</td>
+                                <td>+40% per instance</td>
-                                <td>40%</td>
+                                <td>25%</td>
+                                <td>47%</td>
+                            </tr>
+                            <tr>
+                                <td>2,000,000</td>
+                                <td>5.0x</td>
+                                <td>+60% per instance</td>
+                                <td>35%</td>
+                                <td>60%</td>
                             </tr>
                         </tbody>
                     </table>
@@ -249,13 +260,29 @@ html {
                 <h4>Grace Period Benefits</h4>
                 <p>Larger investments get longer periods of 100% revenue retention:</p>
                 <ul>
-                    <li><strong>CHF 500,000:</strong> 6 months grace period</li>
+                    <li><strong>500,000:</strong> Base grace period (6 months default)</li>
-                    <li><strong>CHF 1,000,000:</strong> 8 months grace period</li>
+                    <li><strong>1,000,000:</strong> Base + 6 months bonus</li>
-                    <li><strong>CHF 2,000,000:</strong> 12 months grace period</li>
+                    <li><strong>1,500,000+:</strong> Base + 12 months bonus</li>
+                    <li><strong>Maximum:</strong> Up to 60% of total investment timeframe</li>
                 </ul>
 
-                <h4>Performance Bonuses</h4>
+                <h4>Scaled Performance Bonuses</h4>
-                <p>CSPs exceeding 110% of baseline performance receive up to 15% additional revenue share. This is automatically calculated based on your actual vs. expected instance growth.</p>
+                <p>Performance bonuses now scale with investment size, providing up to 35% additional revenue share for the largest investments:</p>
+                <ul>
+                    <li><strong>500,000 - 1M:</strong> Up to 15-20% bonus</li>
+                    <li><strong>1M - 1.5M:</strong> Up to 20-25% bonus</li>
+                    <li><strong>1.5M+:</strong> Up to 25-35% bonus</li>
+                </ul>
+                <p class="text-info"><small><i class="bi bi-lightbulb"></i> Performance bonuses activate when you exceed 110% of baseline performance and provide exponentially better rewards for larger investments.</small></p>
+                
+                <h4>Revenue Premium (Economies of Scale)</h4>
+                <p><strong>New Feature:</strong> Large investments unlock revenue premiums per instance, reflecting economies of scale:</p>
+                <ul>
+                    <li><strong>1M investment:</strong> 20% premium on all revenue per instance</li>
+                    <li><strong>1.5M investment:</strong> 40% premium on all revenue per instance</li>
+                    <li><strong>2M investment:</strong> 60% premium on all revenue per instance</li>
+                </ul>
+                <p class="text-success"><small><i class="bi bi-graph-up-arrow"></i> This applies to both service revenue and core service revenue, dramatically improving ROI for larger investments.</small></p>
                 
                 <h4>Performance Multiplier (Automatic)</h4>
                 <p>This metric shows how your actual performance compares to baseline expectations:</p>
@@ -279,7 +306,7 @@ html {
             <div class="help-section" id="comparison">
                 <h2><i class="bi bi-bar-chart"></i> Model Comparison</h2>
                 
-                <h3>1,000,000 Investment Over 3 Years Example (Any Currency):</h3>
+                <h3>Investment Comparison - 3 Years ROI (Any Currency):</h3>
                 <div class="table-responsive">
                     <table class="table table-striped">
                         <thead>
@@ -300,11 +327,25 @@ html {
                                 <td>80,000 profit</td>
                             </tr>
                             <tr>
-                                <td><strong>Direct Investment</strong></td>
+                                <td><strong>Direct Investment (500K)</strong></td>
-                                <td><span class="badge bg-warning">Moderate-High</span></td>
+                                <td><span class="badge bg-success">Low-Moderate</span></td>
-                                <td>35% over 3 years</td>
+                                <td>200-250% over 3 years</td>
-                                <td>15-24 months</td>
+                                <td>12-18 months</td>
-                                <td>540,000+ profit</td>
+                                <td>1,000,000+ profit</td>
+                            </tr>
+                            <tr>
+                                <td><strong>Direct Investment (1M)</strong></td>
+                                <td><span class="badge bg-warning">Moderate</span></td>
+                                <td>250-300% over 3 years</td>
+                                <td>15-21 months</td>
+                                <td>2,500,000+ profit</td>
+                            </tr>
+                            <tr>
+                                <td><strong>Direct Investment (2M)</strong></td>
+                                <td><span class="badge bg-danger">High</span></td>
+                                <td>300-400% over 3 years</td>
+                                <td>18-24 months</td>
+                                <td>6,000,000+ profit</td>
                             </tr>
                         </tbody>
                     </table>